Life/Health and A&H Insurance Document Intelligence Capabilities
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Helicon now offers its clients the ability to obtain b=
oth
group and individual filings from the departments of insurance (DOIs) of al=
l 50
US
states. The filings Helicon provides cover both group and individual
life/health and A&H products, including policy forms, rates, manuals,
actuarial statements, advertising, approval correspondence, and more.
Individual state open
records, freedom of information and insurance laws govern precisely what
documents can be released to the public and vary widely from state to state.
They are subject to change by both actions of the DOI and state legislature=
.
Getting the right filings made by a competitor is not =
just a
matter of emailing a DOI. What the states have available and how to access =
it
most effectively varies widely. Let Helicon
help you to get the key documents you need to assess competitive offerings,=
or
even to design new products.
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sp;
Did you know that one state disposes of new
policy filings within one month? Or that another does not even index filings
made before 2000? Do you know which is which? We do.
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sp;
For some states, the turn-around time is
measured in days. For others, it can be measured in months. Do you know whi=
ch
is which? We do.
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sp;
In some states, actuarial statements are not
released. In others, they are. Do you know which is which? We do.
v&nb=
sp;
One state requires that you give them the fo=
rm
number to get a copy of a document you have never seen. Do you know how to =
work
around that? We do.
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sp;
A number of states require that you must com=
e to
their offices and manually do the searching yourself. Do you know which one=
s?
We do, and we have people ready to help you.
For more information, email us at Helicon=
.
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